Effective Date: December 1, 2025
Last Updated: December 1, 2025
Smart Investments
32319 Tamina Rd Suite D, Magnolia, TX 77354
Phone: +1 (832) 943-3830
Email: contact@smrtinvestments.com
PLEASE READ THIS SECURITIES DISCLAIMER CAREFULLY BEFORE USING THIS WEBSITE OR ENGAGING WITH SMART INVESTMENTS.
This disclaimer applies to all information, materials, and communications provided by Smart Investments, including but not limited to this website, emails, presentations, property offerings, and investment opportunities.
By accessing this website or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by this Securities Disclaimer.
The information contained on this website does not constitute an offer to sell or a solicitation of an offer to buy any securities, investment products, or real estate interests in any jurisdiction.
No Binding Commitment: Nothing on this website should be construed as creating a binding agreement, commitment, or obligation on the part of Smart Investments to sell, transfer, or convey any property or investment interest.
Preliminary Information Only: All property information, financial projections, investment opportunities, and related materials are provided for informational purposes only and are subject to change without notice.
State-Specific Restrictions: Certain investment opportunities may not be available to residents of all states. We comply with all applicable federal and state securities laws.
Qualification Required: Many of our investment opportunities are available only to "Accredited Investors" as defined under Rule 501 of Regulation D of the Securities Act of 1933, as amended.
An Accredited Investor includes individuals who:
- Have a net worth exceeding $1,000,000 (excluding primary residence), either individually or jointly with a spouse
- Have individual income exceeding $200,000 in each of the two most recent years, or joint income with a spouse exceeding $300,000, with a reasonable expectation of reaching the same income level in the current year
- Hold certain professional certifications, designations, or credentials (Series 7, 65, 82 licenses)
Entity Qualifications: Certain entities may also qualify as Accredited Investors, including:
- Trusts with total assets exceeding $5,000,000
- Entities with total assets exceeding $5,000,000
- Entities owned entirely by Accredited Investors
Verification Requirement: Smart Investments reserves the right to require verification of Accredited Investor status before providing access to certain investment opportunities or confidential materials.
ALL INVESTMENTS INVOLVE RISK, INCLUDING THE POTENTIAL LOSS OF PRINCIPAL.
Commercial Real Estate Risks: Investments in commercial real estate involve substantial risks, including but not limited to:
- Market fluctuations and economic downturns
- Changes in property values
- Vacancy and tenant default risks
- Illiquidity of real estate investments
- Changes in local, state, and federal regulations
- Environmental liabilities
- Construction delays and cost overruns
- Financing and interest rate risks
- Competition from other properties
- Natural disasters and property damage
- Changes in tax laws affecting real estate
No Guarantee of Returns: Past performance is not indicative of future results. Projected returns, if any, are estimates only and should not be relied upon as a guarantee of actual performance.
Illiquid Investment: Real estate investments are generally illiquid. You may not be able to sell your investment quickly or at all. There is no guarantee of a secondary market for any investment opportunity.
Long-Term Commitment: Real estate investments typically require a long-term commitment. You should not invest funds that you may need in the short term.
Limited Diversification: Concentration in real estate may lack diversification and increase risk exposure.
Not Financial Advice: The information provided on this website and in our communications does not constitute investment advice, financial advice, trading advice, or any other sort of advice.
No Professional Relationship: Nothing on this website creates an advisory, fiduciary, or professional relationship between you and Smart Investments.
Consult Professionals: You should consult with qualified legal, tax, accounting, and financial advisors before making any investment decision. Each investor's financial situation is unique, and you should carefully consider your individual circumstances.
Tax Implications: Real estate investments have complex tax implications. You should consult with a qualified tax advisor regarding the tax consequences of any investment, including but not limited to:
- Income tax obligations
- Capital gains tax
- Depreciation recapture
- Passive activity loss limitations
- 1031 exchange considerations
- State and local tax issues
Legal Considerations: Real estate transactions involve complex legal issues. You should consult with a qualified attorney before entering into any real estate transaction or investment.
Statements on this website may include forward-looking statements regarding:
- Expected property performance
- Projected rental income
- Anticipated occupancy rates
- Estimated construction timelines
- Expected returns on investment
- Market trends and forecasts
- Development plans and strategies
Inherent Uncertainty: Forward-looking statements are based on current expectations, assumptions, and beliefs and are subject to substantial risks and uncertainties.
No Guarantee: Actual results may differ materially from projected or anticipated results. Factors that could cause actual results to differ include:
- Changes in economic conditions
- Market fluctuations
- Regulatory changes
- Construction delays
- Financing availability
- Competitive pressures
- Natural disasters
- Changes in interest rates
- Tenant performance
Do Not Rely: You should not place undue reliance on forward-looking statements. We undertake no obligation to update or revise any forward-looking statements.
Information Provided "As Is": All information on this website is provided "as is" without warranty of any kind, either express or implied.
No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding:
- The accuracy, completeness, or reliability of any information
- The suitability of any investment for any particular investor
- The achievement of any projected returns or outcomes
- The availability of any property or investment opportunity
- The absence of errors or omissions in materials
Information May Change: Property information, pricing, availability, and terms are subject to change without notice. We reserve the right to withdraw any offering at any time.
Independent Verification: You are solely responsible for independently verifying all information before making any investment decision. You should conduct your own due diligence, including but not limited to:
- Property inspections
- Financial analysis
- Market research
- Legal review
- Environmental assessments
- Title review
Securities Law Compliance: Smart Investments is committed to complying with all applicable federal and state securities laws, including:
- Securities Act of 1933
- Securities Exchange Act of 1934
- Investment Advisers Act of 1940
- State securities laws (Blue Sky Laws)
Texas Real Estate Commission: Smart Investments operates in compliance with Texas Real Estate Commission regulations. All real estate activities are conducted in accordance with Texas Real Estate License Act.
Broker-Dealer Relationships: Smart Investments may work with registered broker-dealers and investment advisors. When applicable, all required disclosures will be provided.
Private Placements: Certain investment opportunities may be offered as private placements under Regulation D, Rule 506(b) or 506(c) of the Securities Act of 1933.
Form D Filings: When required, Form D notices are filed with the Securities and Exchange Commission (SEC) and applicable state securities regulators.
No SEC Registration: Unless otherwise specified, investment opportunities described on this website have not been registered with the SEC and are offered pursuant to exemptions from registration.
Confidential Materials: Certain information provided by Smart Investments, including but not limited to offering memoranda, financial projections, property analyses, and investment summaries, is confidential and proprietary.
Non-Disclosure: By accessing confidential materials, you agree to:
- Maintain the confidentiality of all such information
- Use the information solely for evaluating potential investments
- Not disclose the information to third parties without written consent
- Return or destroy all confidential materials upon request
Limited Distribution: Confidential materials may only be distributed to your professional advisors (attorneys, accountants, financial advisors) who have a need to review such materials and who agree to maintain confidentiality.
External Sources: This website may contain information, data, or statistics obtained from third-party sources that we believe to be reliable. However, we have not independently verified such information.
No Endorsement: The inclusion of third-party information does not constitute an endorsement of such information or its source.
Third-Party Links: This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party websites. Accessing third-party websites is at your own risk.
Market Data: Market statistics, demographic information, and economic data are obtained from sources we believe to be reliable but are subject to revision and may not be current.
Primary Service Area: Smart Investments primarily serves clients and offers properties in Texas, with a focus on the Houston metropolitan area and surrounding regions.
International Restrictions: The information on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to local law or regulation.
State-Specific Restrictions: Certain investment opportunities may not be available in all states. We comply with state-specific securities regulations and real estate laws.
Jurisdictional Compliance: If you access this website from outside the United States, you are responsible for compliance with local laws.
Right to Modify: Smart Investments reserves the right to:
- Modify or withdraw any property offering at any time
- Change terms, conditions, or pricing without notice
- Reject any potential investor for any reason
- Terminate negotiations at any stage
- Modify this disclaimer at any time
No Obligation: We have no obligation to update information on this website, even if such information becomes inaccurate or outdated.
Binding Agreements: Only written agreements signed by authorized representatives of Smart Investments create binding obligations.
AML Compliance: Smart Investments is committed to preventing money laundering and complying with all applicable anti-money laundering (AML) laws and regulations.
Identity Verification: We may require investors to provide documentation verifying:
- Identity (government-issued ID)
- Address (utility bills, bank statements)
- Source of funds
- Business information (for entity investors)
Enhanced Due Diligence: For certain transactions or investor types, we may conduct enhanced due diligence and require additional documentation.
Right to Refuse: We reserve the right to refuse any transaction or investor relationship if we cannot satisfactorily verify identity or source of funds.
No Liability for Information: To the maximum extent permitted by law, Smart Investments and its affiliates, officers, directors, employees, and agents shall not be liable for:
- Any errors or omissions in information provided
- Any loss or damage arising from reliance on information on this website
- Any investment losses or damages
- Any indirect, consequential, or punitive damages
- Any damages arising from unauthorized access to or use of this website
Investment Decisions: You acknowledge that you are solely responsible for your investment decisions and any consequences thereof.
Professional Advice: Your failure to consult with appropriate professional advisors does not create any liability on the part of Smart Investments.
By accessing this website or engaging with Smart Investments, you acknowledge and agree that:
- You have read and understood this Securities Disclaimer in its entirety
- You will not rely solely on information provided on this website
- You will conduct your own independent investigation and due diligence
- You understand that all investments carry risk
- You have the financial capacity to bear the loss of your entire investment
- You have consulted with appropriate professional advisors
- You understand that there is no guarantee of returns
- You acknowledge that real estate investments are illiquid
- You understand that you may not be able to sell your investment
- You will comply with all applicable laws and regulations
- You will maintain the confidentiality of proprietary information
- You waive any claims arising from the information provided
If you have questions about this Securities Disclaimer or require additional information about our investment opportunities, please contact us:
Smart Investments
32319 Tamina Rd Suite D
Magnolia, Texas 77354
Email: contact@smrtinvestments.com
Phone: +1 (832) 943-3830
Accredited Investor Verification: For information about verifying Accredited Investor status or accessing confidential offering materials, please contact us at the above information.
Professional Advisors: We encourage you to consult with qualified legal, tax, and financial advisors before making any investment decision.
Governing Law: This Securities Disclaimer and any disputes arising from your use of this website or engagement with Smart Investments shall be governed by the laws of the State of Texas, without regard to conflict of law provisions.
Jurisdiction: You agree that any legal action or proceeding shall be brought exclusively in the state or federal courts located in Montgomery County, Texas, and you consent to the jurisdiction of such courts.
Severability: If any provision of this disclaimer is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
This Securities Disclaimer is effective as of December 1, 2025, and supersedes all prior versions.
Updates: We may update this Securities Disclaimer at any time. Changes will be posted on this page with an updated "Last Updated" date.
Continued Use: Your continued use of this website after any changes constitutes your acceptance of the updated Securities Disclaimer.
Material Changes: We will notify users of material changes via email or prominent website notice.
BY ACCESSING THIS WEBSITE OR ENGAGING WITH SMART INVESTMENTS, YOU ACKNOWLEDGE THAT:
1. You have carefully read this entire Securities Disclaimer
2. You understand the risks associated with real estate investments
3. You understand that you may lose your entire investment
4. You will not rely solely on information provided by Smart Investments
5. You will consult with qualified professional advisors
6. You accept full responsibility for your investment decisions
7. You agree to be bound by all terms of this disclaimer
IF YOU DO NOT AGREE WITH ANY PART OF THIS SECURITIES DISCLAIMER, DO NOT USE THIS WEBSITE OR ENGAGE WITH OUR INVESTMENT OPPORTUNITIES.
Last Updated: December 1, 2025